Get Immediate Cash for Your Defaulted Business Loans & Judgments
We broker defaulted business loans and judgments—fast, confidential, and nationwide
Distressed Commercial Debt Advisory B2B Portfolio Liquidation
Corporate insolvency and non-performing business loans create a drag on operational capital. We provide the definitive exit strategy for commercial defaults, trade credit, and B2B receivables.
The Cost of Carry
For Factoring Companies and Commercial Lenders, holding non-performing business loans is a fiduciary error. The "Cost of Carry"—legal fees, internal recovery time, and capital reserve requirements—often exceeds the potential recovery.
Traditional collection agencies fail in this sector because they treat corporate debt like consumer debt. They lack the sophistication to navigate corporate piercing and UCC lien enforcement.
The Divestiture Solution
Fitzgerald Advisors executes the Strategic Divestiture of commercial paper. We do not chase the debtor; we sell the asset.
By bundling your B2B receivables or defaulted term loans into a portfolio, we present them to specialized "Distressed Business" funds who purchase the rights for immediate cash.
Asset Class Segmentation
We specialize in the liquidation of complex commercial instruments. Our valuation protocol segments portfolios by Guarantor Strength and Collateral Priority.
Profile: Fixed-term business loans with personal guarantees (PGs).
Valuation: Moderate. Pricing is driven by the credit depth of the guarantor and the remaining statute of limitations.
Profile: Unpaid invoices and factored receivables.
Valuation: High Demand. Specialized buyers aggressively purchase trade credit portfolios to pursue the end-debtor (the account debtor).
Profile: Broken B2B service agreements and software contracts.
Valuation: Volume-Based. These are liquidated in bulk to litigation finance firms specializing in contract breach.
Profile: Post-litigation judgments against business entities.
Valuation: Niche. We place these with buyers who specialize in asset seizure and piercing the corporate veil.
The Debt Catalyst™:
Commercial Portfolio Valuation
Do not sell your commercial paper blindly.
We offer a Free Pre-Market Analysis. We stratify your commercial defaults by industry sector and lien position to give you a defensible strike price.
Liquidate Your Business Debt
Convert frozen corporate receivables into working capital. Open a mandate to receive a confidential valuation.
Direct Mandate Access:
Jeffery Hartman Director of Portfolio Liquidity & Asset Disposition