Fitzgerald Advisors: Whole Loan Advisors, Debt & Note Brokers

Benefits of Partnering with Fitzgerald Advisors for Debt and Mortgage Note Buying Services

Terms & Conditions

Introduction

Welcome to the Fitzgerald Advisors website (the “Website”). The Website is operated by Fitzgerald Advisors LLC (“Fitzgerald Advisors,” “we,” “us,” or “our”). The following terms and conditions (the “Terms of Use”) govern your use of the Website. By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, as well as our Privacy Policy, which is incorporated by reference. If you do not agree to these Terms of Use, please do not use the Website.

Description of Services

The Website is an online marketplace that provides information and resources for individuals and businesses interested in buying or selling whole loan note products, including performing and non-performing loans, commercial real estate loans, consumer debt portfolios, and other distressed assets. We also provide consulting and advisory services to financial institutions, credit unions, and community banks on loan sales, portfolio sales, and other financial matters.

Use of the Website

The Website is intended for use by authorized users only. You may use the Website only in accordance with these Terms of Use and any applicable laws and regulations. You may not use the Website for any illegal or unauthorized purpose, or in any way that could damage, disable, overburden, or impair the Website or interfere with any other party’s use of the Website.

User Information and Registration

In order to access certain features and services on the Website, you may be required to provide certain information about yourself, including your name, contact information, and financial information. You agree to provide true, accurate, current, and complete information about yourself as prompted by the Website’s registration form, and to maintain and update this information as necessary. You acknowledge that if any information you provide is false, inaccurate, outdated, or incomplete, we may terminate your use of the Website. You are responsible for maintaining the confidentiality of any account or login information you may have for the Website, and are fully responsible for all activities that occur under your account. You agree to immediately notify us of any unauthorized use of your account or any other breach of security.

Intellectual Property

The Website and all content, materials, information, and other elements included on the Website, including, but not limited to, text, images, graphics, logos, and software (collectively, the “Content”), are the property of Fitzgerald Advisors or our licensors and are protected by United States and international copyright and trademark laws. You may not use any Content without the express written consent of Fitzgerald Advisors or the respective copyright or trademark owner.

Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT, MATERIALS, INFORMATION, PRODUCTS, AND SERVICES INCLUDED ON THE WEBSITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING,

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