Terms of Use & Legal Protocols

Last Updated: January 2026

IMPORTANT NOTICE: THESE TERMS CONTAIN A BINDING ARBITRATION PROVISION AND WAIVER OF JURY TRIALS AND CLASS ACTIONS GOVERNING DISPUTES ARISING FROM USE OF THE FITZGERALD ADVISORS PLATFORM.

1. Acceptance of Terms

Welcome to Fitzgerald Advisors (the “Website”). This Website is operated by Fitzgerald Debt Exchange LLC, doing business as Fitzgerald Advisors (“Fitzgerald Advisors,” “Company,” “we,” “us,” or “our”).

By accessing or using this Website or any associated services, including access to third-party licensed valuation technology, you agree to be bound by these Terms.

2. Nature of Services: Advisory & Venue Only

Fitzgerald Advisors operates as a specialized B2B advisory platform and private-treaty venue for the valuation and divestiture of financial assets.

No Bank or Fiduciary Relationship: Fitzgerald Advisors is not a bank and does not hold client funds.
No Guaranteed Outcomes: Valuations or submissions do not guarantee pricing or sale.
Institutional Users Only: This Website is intended solely for sophisticated commercial users.

3. Debt Catalyst™ Technology Disclaimer

Debt Catalyst™ is a proprietary valuation and analytics platform owned exclusively by CRS and is made available to Fitzgerald Advisors pursuant to a limited license.

Fitzgerald Advisors does not own, control, or modify the underlying Debt Catalyst™ technology, algorithms, or models.

Outputs are informational only
Not an appraisal, guarantee, or prediction
Not legal, tax, or accounting advice

4. User Covenants & Data Integrity

You have lawful authority to submit portfolio data
All submitted information is accurate and complete
You comply with FDCPA, FCRA, GLBA, and applicable licensing laws

5. Intellectual Property & Licensed Technology

All Website content, branding, written materials, deal frameworks, and proprietary advisory methodologies are owned by Fitzgerald Debt Exchange LLC.

Third-party technologies, including Debt Catalyst™, remain the exclusive intellectual property of their respective owners and are used under license.

Unauthorized scraping, reverse engineering, model extraction, or competitive use of licensed or proprietary systems is strictly prohibited.

6. Disclaimers of Warranties

THE WEBSITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” NO WARRANTIES ARE MADE.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FITZGERALD DEBT EXCHANGE LLC SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES.

8. Indemnification

You agree to indemnify and hold harmless Fitzgerald Advisors from any claims arising from your use of the Website or submitted data.

9. Governing Law & Arbitration

Governed by the laws of the State of Florida. Binding arbitration in Boynton Beach, Florida.

10. Contact Information

Fitzgerald Advisors
(Fitzgerald Debt Exchange LLC, d/b/a Fitzgerald Advisors)
Email: compliance@fitzgeraldadvisors.com