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How to Sell a Judgment to a Collection Agency

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Selling a judgment to a company or a collection agency for sale is an effective way for debtors to get the funds they are owed without waiting until the court orders payment. When selling your judgment or debt buyer, there are several things you need to consider. Let’s take a look at how you can successfully sell your judgment and the amount of money you can expect for it.

The Process of Selling Your Judgment


Selling your judgment is not as difficult as you might think. The first step is to find out what type of judgment it is, because some judgments may be more valuable than others. Once you know what type of judgment it is business for sale, you will need to determine its market value.

You can do this by researching similar judgments and companies that have been sold in the past or by enlisting the help of an attorney or financial professional who specializes in such transactions.

Once you know how much your judgment is worth, you can search for buyers. This could include collection agencies, businesses that specialize in purchasing judgments or individual investors who are interested in buying them as part of their investment or business portfolio. When purchasing judgments, you will want to ensure that any buyer you deal with has a good reputation and a track record of successful investments.

How Much Can I Expect For My Judgment?


The amount of money that you can expect for your judgment depends on several factors, including the type of debt and its current market value. Generally speaking, most judgments sell for between 10-15% of their face value. However, this price may vary depending on who purchases them, and other factors related to the statute of limitations claim itself.

It’s important to remember that once you sell your judgment, it will no longer be enforceable in court—it’s up to the collection agency, lender, or investor who purchases it from then on out.


In conclusion, selling your judgment to a collection agency can be an effective way for debtors to get paid without waiting around until their court order comes through. Understanding the debt purchase process and researching potential buyers beforehand are key steps towards getting top dollar for your judgment; this includes determining what kind of debt it is and its current market value before putting it up for sale.

On average, most judgments sell to a collection company for between 10-15% percent of their face value; however, this amount asking price may vary depending on who purchases them and other factors related to the claim itself. Keep these tips in mind when considering selling your judgment!

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