Sell Your Unpaid Judgment and Get Paid Fast
Cash Out Your Judgment Today—No Enforcement Needed
Judgment Portfolio Liquidation The Definitive Divestiture Protocol
A court judgment is a paper victory. Our protocol is engineered to convert that victory into a tangible, liquid asset. We provide the definitive path to monetize your judgment portfolio and turn legal wins into immediate cash flow.
Market Intelligence: The Commercial Judgment Influx
The current economic climate, characterized by rising interest rates and tightening credit, acts as a catalyst for commercial defaults. B2B service providers, lenders, and landlords are increasingly turning to litigation, leading to a surge of new commercial judgments entering the market.
These judgments attract interest from debt buyers, law firms, and collection agencies. However, many judgment creditors lack the infrastructure to pursue the complex, resource-intensive, and time-consuming post-judgment collection process.
The Liquidity Solution
This market dynamic has created a liquidity crisis. Selling to a collection agency or specialized buyer provides a faster solution than engaging in years of collection efforts.
Creditors often have a legal victory but no practical way to convert it to capital. We provide the critical solution: a fast, confidential exit that allows creditors to monetize their legal assets without the burden of enforcement. Buyers—including law firms and companies specializing in judgment recovery—play a key role in providing this immediate liquidity.
The Judgment Taxonomy: Understanding Your Asset
Not all judgments are created equal. Valuation is driven by the nature of the underlying defendant and the type of original debt. We specialize in three core categories of judgment portfolios:
Commercial Judgments
Against businesses and corporate guarantors. These are typically higher balance and require a sophisticated collection strategy focused on asset searches, bank levies, and piercing the corporate veil. Asset discovery is critical here, identifying high-value property and bank accounts targeted for recovery.
Consumer Judgments
Against individuals, originating from credit card or personal loan defaults. Valuation depends on credit profile, state-specific exemption laws, wage garnishment potential, and the ability to target the debtor's bank account to recover funds.
Deficiency Judgments
The post-foreclosure or post-repossession balance on secured loans (auto, equipment, real estate). These are valuable assets backed by a detailed legal and payment history, often overlooked in standard judgment liquidation strategies.
The Strategic Advantage of Selling Your Judgment
Why wait years for a debtor to pay? Monetizing your judgment provides decisive benefits for your balance sheet. You have the strategic option to sell the judgment to a debt buyer or collection agency for instant cash flow, rather than waiting for uncertain payments.
While court judgments are often sold at a market discount, the certainty of the sale eliminates risk. The original lawsuit forms the basis for enforcing judgments, making it possible to convert unpaid judgments and debts into liquid assets immediately.
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Instant Liquidity
Convert a static legal document into immediate, usable capital to reinvest in your core business. -
Risk Transference
The entire burden of the complex post-judgment collection process—including asset searches, liens, and garnishments—is transferred to the buyer. -
Certainty of Execution
Eliminate the uncertainty and administrative costs of a long-term judgment enforcement campaign for a guaranteed cash exit.
Initiate the Sale Protocol
Ready to convert your judgment portfolio into a liquid asset? Open a mandate to receive a confidential valuation and strategic exit assessment.
Direct Mandate Access:
Jeffery Hartman Director of Portfolio Liquidity & Asset Disposition