Why is this pre-sale audit necessary?

Price is a function of preparation. A portfolio with a complete, audited data tape and media chain signals a professional seller to the market. This reduces the buyer's perceived risk and allows us to command a significant price premium on your behalf.

What is the difference between a 'data tape' and 'media'?

The 'data tape' is the electronic file (e.g., an Excel spreadsheet) that contains the core data points for every account in the portfolio. 'Media' refers to the underlying legal documents, such as the original signed contracts and monthly statements, which prove the debt's validity and enforceability.

What happens after this audit is complete?

Once your portfolio is prepared according to this protocol, the role of our Off-Market Loan Sale Advisor begins. We take your institutional-grade portfolio and execute a confidential, private treaty sale to our network of vetted capital partners, ensuring you achieve maximum value with zero reputational risk.

The Seller's Mandate: A Pre-Sale Portfolio Audit

The Seller's Mandate

A Pre-Sale Portfolio Audit

This is the first step in our Off-Market Protocol. To accurately value your portfolio and match it with the right institutional capital, we must conduct a brief but thorough pre-sale audit. Please provide clear, accurate answers. This information will be held in the strictest confidence under our mutual Non-Disclosure Agreement.

Section I: Portfolio Provenance

Portfolio Origin:

We are the Original Creditor. This is a Secondary Purchase.

Chain of Title (If Secondary):

Asset Class:

Section II: Underwriting & Performance

Original Underwriting Standards:

Charge-Off Policy:

Credit Bureau Reporting:

Section III: Servicing & Collection History

Internal Collection Efforts:

External Placement History:

Litigation Status:

Settlement History:

Portfolio Selection:

Section IV: Documentation & Compliance

Balance Composition:

Media Availability (%):

Media Transfer Costs:

Compliance Scrubs:

Known Issues:

Resale Restrictions:

This audit will be reviewed directly by a principal from Fitzgerald Advisors.