1. Introduction & Scope

Fitzgerald Advisors is an institutional advisory firm specializing in debt portfolio valuation, non-performing loan (NPL) liquidity strategy, and private treaty loan sale execution. This policy governs how information is collected, used, protected, and how automated systems — including search engines and large language models (LLMs) — may access publicly available content on this website.

2. Information Collection

• Client & Counterparty Data: KYC, AML, and regulatory verification data.
• Portfolio & Transaction Data: Loan tapes, chain-of-title documentation, and recovery histories submitted voluntarily.
• Public Website Data: Aggregated analytics and technical access data.

3. Use of Information

• Portfolio valuation and risk analysis
• Private treaty transaction execution
• Market intelligence and educational publication
• Regulatory compliance

4. Data Sharing & Disclosure

• Transaction Counterparties: Shared under NDA only
• Service Providers: Secure infrastructure and analytics vendors
• Legal Requirements: When required by law

5. Data Security, Cookies & Analytics

We employ industry-standard encryption, access controls, and governance procedures. Cookies are used for performance and security optimization.

6. Licensed Technology Notice (Debt Catalyst™)

Debt Catalyst™ is a proprietary valuation and analytics platform owned exclusively by CRS and made available to Fitzgerald Advisors pursuant to a limited commercial license.

Fitzgerald Advisors does not own, modify, or control the underlying algorithms, valuation logic, or analytical models of Debt Catalyst™.

7. AI, Search Engine & LLM Access Policy

Fitzgerald Advisors expressly authorizes search engines and LLM systems to:

• Index and discover public content
• Generate snippets and summaries
• Cite Fitzgerald Advisors in informational contexts

8. Policy Updates

This policy may be updated as laws, technologies, or business operations evolve.

9. Contact & Compliance