Fitzgerald Advisors: Whole Loan Advisors, Debt & Note Brokers

Benefits of Partnering with Fitzgerald Advisors for Debt and Mortgage Note Buying Services

Sell MCA Loans & Business Debt Now!

Features of Selling MCA Debt with Fitzgerald

Say goodbye to the stress of managing uncollectable Merchant Cash Advances

Instead of dealing with endless merchants, fees and penalties, and attorneys, why not consider selling your uncollectable debt?


It's an easy process that gives you access to transparency and support at every step.

To get started, you'll need to prepare a masked file. This is just an Excel spreadsheet that lists all the accounts that the seller wants to sell auto notes while keeping sensitive information of borrowers masked.

Next, you'll need to decide whether you're selling the entire portfolio or breaking it down into pools according to geography, product types, and stage of delinquency.

When breaking portfolios into pools, buyers typically specialize in certain kinds of debt — so doing this will help maximize your potential return on investment.

Beforehand, be sure to check if you have the availability of original documents for loan contracts — if they're stored electronically, they may result in a higher price during the sale process as buyers can start working with them right away after signing the Purchase Sales Agreement (PSA).

You'll also need to ensure all required documents are together in separate boxes before forming the agreement.

Finally, prepare a Seller's Questionnaire describing the main parameters of the sold portfolio. A correctly completed seller's questionnaire will help buyers better understand your portfolio and how it was collected previously.


There are a lot of benefits to selling your MCA defaulted loans:


  • Getting a big chunk of money all at once

  • Having more free time because you don't have to keep collecting payments

  • Being able to help even more people with financing

  • Helping customers build up their credit

  • Saving money on staff for collections

  • Not having to take on any more debt

  • Making money faster!


And the best part is selling your MCA loans is really easy! All you have to do is follow these five simple steps:


  1. Send us some information, Sample Loan Docs, Masked file with all the needed information.

  2. You send us some papers for us to look at

  3. We'll review the papers

  4. You send us the final PSA, and we'll transfer the money straight into your bank account!

See? Super simple!

For any further inquiries, don't hesitate to reach out to Jeffery Hartman at

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