Ready to Sell Your Installment Loan Portfolio? Let’s Talk Strategy

Market Pricing & Strategy

Many lenders struggle to identify target buyers for their distressed assets. The most common question we receive from CFOs is: "how much do debt collectors buy debt for?"

The answer depends on the quality of your installment loan portfolio and the documentation provided. Unlike generic personal loans sales, our private treaty protocol ensures you receive a valuation based on recovery data, not just a spot-market bid.

Partnered with SOC-II Certified Buyers

Network of RMAI-Certified Debt Buyers

Debt Portfolio Liquidation | Private Treaty vs. Public Auction

Debt Portfolio Liquidation Private Treaty vs. Public Auction

We serve members of OLA, AFSA, ILPA, and CFSA by executing private, compliant divestitures. Avoid the data risks of public marketplaces and access the true pre-market value of your portfolio.

Introducing: The Debt Catalyst™

Stop guessing your portfolio's worth based on generic platform algorithms.

We offer a Complimentary Pre-Market Analysis using our proprietary Debt Catalyst™ methodology. Before you expose your data to the market, we analyze your vintage, stratification, and compliance profile to give you a Real Pre-Market Price.

✓ No listing fees.
✓ No "bid fatigue."
✓ Just hard data on what your asset will clear in a private sale.

The Marketplace Trap: Why Private Treaty Wins

Many lenders default to "Marketplace Auction Platforms" believing they create competition. In reality, they often create "Bid Fatigue" and expose your sensitive data to low-tier collectors.

	Fitzgerald Advisors Private Treaty Protocol	Public Marketplaces Auction Platforms
Pricing Model	✓ Pre-Market Valuation We set the strike price based on The Debt Catalyst™ analysis.	✗ Race to the Bottom Bidders drive price down based on volume, not quality.
Data Privacy	✓ Confidential Data is only shown to vetted, compliant buyers under NDA.	✗ Public Exposure Your portfolio details are broadcast to hundreds of unvetted entities.
Buyer Quality	✓ Strictly Vetted We curate buyers compliant with OLA/AFSA standards.	✗ Unregulated Open access often invites predatory collectors.

Strategic Alignment: Serving Trade Members

We are not just a broker; we are a compliance firewall. Our network of buyers is strictly vetted against the regulatory frameworks of your specific trade association.

Serving OLA Members

For Online Lenders Alliance members, our buyers are screened for cyber-security and digital collection compliance. We ensure your divestiture meets the high digital standards of the Fintech sector.

Serving AFSA Members

For AFSA members, we source buyers who respect the traditional installment lending relationship. Our "Debt Catalyst" analysis values the long-term customer history often ignored by public platforms.

Serving ILPA Members

We align with ILPA and SMART Box transparency standards. We help small business platforms liquidate commercial defaults to buyers who understand the specific nuances of SMB lending.

Serving CFSA Members

For CFSA members, regulatory insulation is key. We do not sell to rogue collectors. We place short-term credit portfolios only with licensed, state-compliant recovery funds.

Note: Fitzgerald Advisors acts as an independent liquidity advisor and is not a direct member of these associations. We serve the operational and capital needs of their membership base.

Get Your Real Pre-Market Price

Don't list your portfolio on a public platform blindly. Use The Debt Catalyst™ to get a free, confidential analysis of what your asset is truly worth.

Direct Mandate Access:

Jeffery Hartman Director of Portfolio Liquidity & Asset Disposition