Strategic Liquidity: Off-Market Loan Sale Advisor | Fitzgerald
Debt Sales: Strategies and Opportunities
Uncover the world of debt sales, learning about market opportunities, risks, and expert strategies to capitalize on this unique market.
The 2026 Protocol An Expert Briefing on AI & Standardization in Debt Sales The Strategic Mandate The debt sale process remains plagued by inefficiencies that cost dealmakers time and money. To provide clarity on the future, we posed a central question to our network of industry principals: “What Is the Biggest Debt Sale Friction […]
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How to Sell a Debt to a Collector? You won a judgment or charged off an account. You have a legal right to the money. This is a paper victory. The war, however, is the collection. For a business or individual, the process of chasing a debtor is a costly, time-consuming distraction. The strategic alternative
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The Liquidation Threshold An Expert Intelligence Briefing The Creditor’s Dilemma: Workout vs. Sale Deciding when to sell a charged-off portfolio versus pursuing internal recovery can make or break profitability. To provide clarity, we posed a central question to our network of industry principals: “What is the most critical data signal to sell a charged-off portfolio
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When it comes to buying debt, it is crucial to be prepared. If you do not know what to do, you are likely to make mistakes that will end up costing you a fortune. The good news is that this ultimate guide to buying debt will equip you with all the information you need to
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Bad Debt is a Business Choice | The 2026 Off-Market Protocol Bad Debt is a Business Choice, Not Just a Homework Problem By Jeffery Hartman | 22nd December 2025 | Balance Sheet Strategy The Big Idea: Move Quietly, Win Fast In 2026, the best Fintech companies treat unpaid loans like a math problem that needs
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The Cost of Delay: Why Waiting to Sell is a Balance Sheet Failure Why Creditors Delay Selling—and Why It Usually Costs Them 15% By Jeffery Hartman | 22nd December 2025 | Capital Markets Intelligence Institutional Summary: The Holding Tax Era In the 2026 liquidity landscape, delay is a quantifiable expense. Most creditors treat portfolio sales
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Debt Sale Compliance Evolution | From Legacy Foundations to the 2026 Reset Debt Sale Compliance Evolution: Beyond Legacy White Papers Institutional Advisory | Fact-Checked & Verified 2026 Protocol Executive Summary Firms like Garnet Capital Advisors have been instrumental in defining the debt sale compliance narrative for over a decade. Their foundational white papers provided much-needed
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Sun Belt Multifamily Ghost Portfolios | CRE Private Treaty Divestiture The Sun Belt Multifamily ‘Ghost’ Portfolios: Asset Management in the 2026 Reset Institutional Intelligence | Fact-Checked & Verified CRE Mandate Executive Summary Institutional lenders across the Sun Belt are navigating multifamily stress created by a convergence of rate-driven debt service pressure, refinancing constraints, and heavy
Sun Belt Multifamily Debt Sales | OCC 2025-4 Supervisory Reset Read More »
The Deliverability Crisis: Why Your Portfolio is Dying on the ‘Spam Likely’ Vine Institutional Intelligence | Deliverability-Adjusted Valuation (DAV) Executive Summary In 2026, debt portfolio value is no longer just a function of credit scores and DSO; it is a function of Telephony Deliverability. STIR/SHAKEN and carrier-level blocking have created an invisible wall between buyers
Debt Sale Deliverability & DAV Protocol | 2026 Liquidity Standards Read More »
The Great Liquidity Reset | OCC 2025-4 & The End of Reputation Risk The Great Liquidity Reset: Why 2025-2026 is the Era of the Bold Creditor Institutional Intelligence | Rescinding the ‘Fear Tax’ of 2014 Executive Summary The “Dark Ages” of debt sales (2014–2024) were defined by Reputation Risk—a subjective supervisory lever that forced banks
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